Interactive charts, amortization schedules, and PDF export. No registration, no hidden fees.
Monthly payment
842 ā¬
72% principal
Interest rate
4.2%
annual percentage rate
Interest saved
12 480 ā¬
Calculate monthly loan payments, total interest costs, and view a full amortization schedule. Compare annuity vs decreasing payment plans side by side. Export your results to PDF in one click.
Plan your home purchase with a detailed mortgage cost breakdown including notary fees, insurance, and property transfer tax. Find out exactly what monthly salary you need to qualify. Full amortization schedule included.
Calculate your monthly leasing payment using EU (balloon annuity) or US (money factor) methods. Includes down payment, residual value, and total cost breakdown. Compare both methods side by side and export to PDF.
Visualize how your savings and investments grow over time with compound interest and regular contributions. See the power of reinvesting returns with an interactive chart. Compare different rates and time horizons instantly.
Find out when buying a home becomes cheaper than renting with a detailed long-term cost comparison. Includes mortgage costs, opportunity cost of down payment, and property appreciation. See the break-even point on a chart.
Find out exactly how much you need to save each month to reach your financial goal on time. Accounts for compound interest to maximize your savings. Adjust the timeline and interest rate to find your ideal plan.
Calculate how your monthly SIP investments grow over time through the power of compounding. See projected returns, total invested amount, and wealth gained with an interactive chart. Plan your long-term investment strategy.
Quickly calculate percentages, find what percent one number is of another, or calculate percentage change between two values. Covers all common percentage problems in one tool. Real-time results with no button needed.
Add or remove VAT for 30 European countries with one click. Supports all standard, reduced, and super-reduced VAT rates. Instantly shows net price, VAT amount, and gross price.
Calculate net take-home pay from gross salary for the US, UK, Germany, India, and Canada ā income tax and social contributions included.
Convert between 30 major world currencies using daily-updated exchange rates, sourced from the European Central Bank.
Calculate sale prices, stack multiple discounts correctly, or find the original price from a discounted price.
Find out how much you need to retire and whether your current savings plan is on track, using the 4% withdrawal rule.
Calculate return on investment and annualized return (CAGR) from an initial to a final value.
Calculate the electricity cost of your appliances ā daily, monthly, and yearly ā from wattage and your tariff.
Calculate fuel costs for any trip or your monthly driving budget. Compare petrol, diesel, LPG, and electric vehicle costs across multiple currencies. Enter your car's consumption and current fuel price for instant results.
Calculate the tip amount and split the total bill evenly among any number of people. Supports custom tip percentages and group sizes. No more mental math at the restaurant.
See what the same goods will cost in the future and how much purchasing power your money will lose.
Calculate your Body Mass Index (BMI) and find out which weight category you fall into. See your healthy weight range based on your height. Includes both metric and imperial units.
Find your daily calorie needs and Total Daily Energy Expenditure (TDEE) based on your age, weight, height, and activity level. Set a weight loss or gain goal and get your target calorie intake. Uses the Mifflin-St Jeor formula.
Find your ideal body weight using 4 evidence-based medical formulas: Hamwi, Devine, Robinson, and Miller. See the healthy BMI weight range for your height. Results shown for both men and women.
Calculate your Total Daily Energy Expenditure and Basal Metabolic Rate based on age, weight, height, and activity level. Set a calorie goal for weight loss, maintenance, or gain.
Calculate your body fat percentage using the US Navy method with neck, waist, and hip measurements. Includes body fat categories for men and women and a visual body composition breakdown.
Calculate your estimated pregnancy due date by last menstrual period, conception date, or IVF transfer. See gestational age, trimester, and all key pregnancy milestones.
Estimate your fertile window, ovulation date, and next period from your cycle.
Find the best time to go to bed or wake up based on 90-minute sleep cycles.
Calculate how much paint you need for a room ā liters and cans, based on wall area, coats, and openings.
Find your exact age in years, months, and days from any birth date. See total days and weeks lived, days until your next birthday, zodiac sign, and Chinese zodiac animal.
Calculate your weighted GPA using the US 4.0 scale or the European 6-point grading system. Add courses with credit hours for an accurate weighted average.
Calculate the exact number of days, weeks, months, and years between two dates. Includes working days count and a full year/month/day breakdown.
Calculate how much concrete you need for slabs, columns, and footings. Shows volume in cubic meters and yards, plus the number of bags required in metric and imperial sizes.
Calculate how many tiles you need to cover a floor or wall. Enter room area, tile size, and waste percentage. Optionally get the number of boxes needed.
Calculate how much mulch, gravel, sand, soil, or topsoil you need by area and depth. Shows volume, weight, and the number of bags required.
Convert length, weight, temperature, volume, area, and speed between metric and imperial units.
Weighted class grade and the score you need on the final exam.
Add, subtract, multiply and divide fractions, simplify to lowest terms, and convert decimals to fractions.
calculators
Good financial decisions start with clear numbers. CalcHere provides free online calculators for loans, mortgages, savings, VAT, and fuel costs ā no registration, no hidden fees, no waiting. Enter your numbers and get an accurate result in seconds.
How much will you really pay?
Our loan calculator computes your monthly payment, total interest, and a full amortization schedule using the standard annuity formula M = P Ć [r(1+r)^n] / [(1+r)^nā1]. The mortgage calculator adds notary fees, insurance, and acquisition tax so you see the real cost of buying a home ā not just the bank's number. The rent vs buy calculator finds the exact break-even point where owning becomes cheaper than renting, factoring in opportunity cost and real inflation over any time horizon.
Calculate in seconds
The VAT calculator covers all rates across 30 European countries ā standard, reduced, and super-reduced ā with one click. The fuel calculator compares petrol, diesel, LPG, and electric costs across multiple currencies for any trip or monthly budget. The compound interest calculator uses A = P(1 + r/n)^(nt) with monthly compounding, matching most European savings and investment products. The savings goal and SIP calculators work backwards from your target, telling you exactly how much to set aside each month.
Your health numbers
The BMI calculator gives you Body Mass Index, BMI Prime, Ponderal Index, and your full healthy weight range. The calorie calculator computes your Total Daily Energy Expenditure using the Mifflin-St Jeor equation ā the most validated formula for most adults. The ideal weight calculator runs four clinical formulas (Devine, Robinson, Miller, Hamwi) simultaneously and highlights the weight range where all four agree.
The loan calculator computes monthly payments using the standard annuity formula: M = P Ć [r(1+r)^n] / [(1+r)^n - 1], where P is the principal, r is the monthly interest rate, and n is the number of payments. Results include a full amortization schedule showing the principal and interest breakdown for every month. The mortgage calculator adds real purchase costs ā notary fees, property transfer tax, and insurance ā to give you the true total cost of buying a home. The compound interest calculator uses A = P(1 + r/n)^(nt) with monthly compounding, consistent with most savings and investment products in Europe. All results are validated against published tables from leading European financial institutions.
CalcHere is built with a privacy-by-design approach. All calculations run locally in your browser via JavaScript ā none of the numbers you enter ever leave your device. We have no server-side database of user inputs. We do not use tracking cookies for calculator functionality. The only third party is Google Analytics for anonymous traffic statistics ā no personal data, no financial values.
CalcHere is built for anyone making financial decisions in Europe. If you are comparing loan offers from different banks, want to understand the true cost of a mortgage after adding notary fees and insurance, or planning long-term savings ā these tools give you the exact numbers in seconds. The Rent vs Buy calculator is especially useful when deciding on a property purchase, as it accounts for the opportunity cost of capital and real inflation. The VAT calculator supports all rates across 30 European countries, including special reduced rates for food, medicine, and tourism. The fuel calculator supports petrol, diesel, LPG, and electric vehicles ā ideal for comparing vehicle running costs.
Every calculator includes a one-click PDF export button. Generate a clean, printable report ā including the full amortization table and all charts ā and bring it to your bank meeting or save it for your own financial records. No watermark, no registration, no payment required.
Yes, all calculators on CalcHere are completely free. There is no registration, no subscription, and no paywall. Open any calculator and start planning immediately.
Completely. All calculations run entirely in your browser using JavaScript. No data you enter is ever sent to our servers, stored, or shared with third parties.
CalcHere uses standard financial formulas verified against European Central Bank tables and official EU VAT rate databases. Results are accurate for planning purposes, though actual bank offers may vary by lender and individual circumstances.
Yes. Every calculator includes a one-click PDF export button. Your results, charts, and amortization schedules are exported as a professional PDF you can save, print, or share with your bank or financial advisor.
CalcHere supports all EU member states and several additional European countries. The VAT calculator covers 30 European countries. The fuel calculator supports EUR, USD, GBP, RON, HUF, CZK, and PLN currencies. Loan and mortgage calculators are applicable across Europe.